Archive for the ‘autoinsurance’ tag
Is the auto-insurance claim information shared if I switch the insurance company?
Question by Sean P: Is the auto-insurance claim information shared if I switch the insurance company?
Hi!
I am with auto-insurance company X right now and due to few number of insurance claims that I had made, my insurance is going up. I am wondering if I try to switch to some company Y, will X share my claims information with Y?
Thanks!
Best answer:
Answer by Stupid Flanders
Your driving record (including accidents, tickets and filed claims) is public knowledge and is kept on a database through your state. Most states use the same database so that your driving record is basically public knowledge.
While Insurance company Y doesn’t get information directly from Insurance company X, all they have to do is look up on the database to find all of your tickets, claims and accidents.
Basically, you shouldn’t lie on your application because you won’t get away with it.
Know better? Leave your own answer in the comments!