Open Discussion Blog

Question by phattygirl: Car accident?
I was in a car accident. I have a nissan 200sx, 1997. My lheadlights on one side were busted, my grill was busted and my radiator was damaged and is now leaking. My hood is bent up slightly. Do you think the insurance company will pay for this damage or total the car out. There wasnt much damage done, just front end and the frame is not bent. How much do u think costs will be to fix this damage, estimates, and no stupid answers.

Ps. the car still runs, starts and drives well. All the lighting works…just need a new radiator and basic bumper repair and hood repair and a new grill

Best answer:

Answer by James C
Insurance will fix your car if for them it’ll cost less than what it would to get a replacement. From the sounds of the damage, I would say they’ll just fix it.

What do you think? Answer below!

Question by Lorraine: Can the auto insurance company pay me directly for my medical expenses or do they have to pay the doctor?
I was in an auto accident and I have medical insurance. My medical insurance covered my medical expenses; however, I wanted to know if the auto insurance is still liable for those expenses? It seems as if my having medical insurance should benefit me and not the liable party’s auto insurance company. If I did not have medical insurance the auto insurance company would still have to pay for those expenses. So shouldn’t they still have to pay for those expenses and I get what ever is left that my medical insurance company did not pay? Are there any laws statures that back this up in Georgia? I am trying to settle this claim without getting an attorney and I need all the help I can get. Any advice would be helpful. I am in the process of writing a demand letter. Thanks for all the help.

Best answer:

Answer by Diane A
Yes and no. The medical bills should be refunded to you by the other person’s medical insurance if they were found at fault. Have your lawyer (or you) send a demand letter w/ a copy of the medical bills (before insurance took care of the cost). Then you will receive a ck from the auto insurance company to you for your bills.

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Question by kelly: car insurance?
I am an international student in US and I am going to buy a car. However, I don’t know which insurance company has car insurance for international student. Can anyone tell me some infomation about it, scuh as the name of the company or how much it costs?

Best answer:

Answer by gomanyes562
Most insurance companies will insure international students. Call a few different companies and compare the prices.

If you had a driving license in your home country with a clean record, you will get a lower rate. If you are driving for the first time it will be more expensive.

Know better? Leave your own answer in the comments!