Open Discussion Blog

Question by Kurt: How to get auto insurance from a state that your college is in rather than your resident state?
I live in New Jersey where the auto insurance is relatively expensive. However, I go to college in South Carolina where the auto insurance is a lot cheaper than in New Jersey. How can I get the cheaper South Carolina auto insurance? Do I need a South Carolina driver’s license to do this? Should I buy a car from a South Carolina dealership?

Best answer:

Answer by David
You can’t legally–you have to register and insure the car in your state of legal residence, in this case NJ. However, call your agent and check into a “college” rate–many companies give a discount if you’re at school over a certain distance from home. That may help.

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Question by Starr Smith: Can my home-based business have a different address than home?
I am starting-up a home-based, non-retail business in California, but want the business address to be in another nearby city for a variety of reasons. How do I legally do this?

Best answer:

Answer by FAshionPassion
you have to have a physical location is what I was told. I bought a P.O.Box but they said b/c people open credit cards and then commit fraud and stuff you gotta have a physical location.

Someone might send you a letter after you open your business where for 0 a mo. you can basically have a fake “office” from them and they’ll answer your calls and you can have meetings there and none will be the wiser.

But for all regular folks that aren’t savy you can just post your P.O.Box on your websites and stuff and most customers can find you that way.

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